The Monmouth County clerk has posted ballots for the November 3 elections.

For the benefit of Red Bank-area voters who swear every year to study the ballot before entering the voting booth but never quite get around to it, here’s redbankgreen’s town-by-town rundown of what offices are at stake and who’s running.

Click the town name to see its sample ballot.

FAIR HAVEN where Democrat Shervyn von Hoerl is the long challenger to incumbent Republicans Eric Jaeger and Bob Marchese. Also on the ballot are five contenders for three seats on the borough board of education, and two candidates for two seats on the Rumson-Fair Haven Regional High board.

LITTLE SILVER where Mayor Bob Neff and council members have no challengers. The big news here, of course, is a binding referendum on whether the town should allow the creation of its first-ever liquor licencse for on-premise consumption. Here’s the wording and interpretive statement:

MUNICIPAL PUBLIC QUESTION Shall the retail sale of all kinds of alcoholic beverages, for consumption on the licensed premises by the glass or other open receptacle pursuant to chapter one of the Title Intoxicating Liquors of the Revised Statutes (s. 33:1-1 et seq.), be permitted in this municipality?

INTERPRETIVE STATEMENT This binding Referendum presents the question of whether retail alcohol sales will be allowed for consumption on a licensed premises, by the glass or other open container, within the Borough of Little Silver. If a majority of the legal voters in the Borough of Little Silver shall vote “yes” then the issuance of a plenary retail consumption license by the Borough would be allowed. If the majority of the legal voters in the Borough of Little Silver shall vote “no,” then the issuance of a plenary retail consumption license would not be allowed. Further, the decision of the voters in the Borough of Little Silver on this question shall be binding on and remain effective in the Borough of Little Silver for the next five years. No further referendum on this same question shall be held in the Borough of Little Silver prior to the General Election in the fifth year hereafter.

MIDDLETOWN Two candidates are contending for a single seat on the township committee, while eight others are angling for three spots on the borough board of ed.

RED BANK has two Democrats and two Republicans vying for two, three-year terms on the borough council, with a possible shift in the majority at stake. If the GOP wins both seats, the party will control the governing body for the first time since 1989.

There’s also a robust race for three seats on the borough board of ed, with three incumbents and three challengers.

RUMSON has incumbent Mayor John Ekdahl, a Republican, facing, once again, Democrat Michael Steinhorn in a town where no Democrat is said to ever have been elected. Two council incumbents are also up for re-election, without challengers.

Three candidates are vying for the borough board of education.

SEA BRIGHT Mayor Dina Long, a longtime Democrat who crossed party lines to back Chris Christie’s gubernatorial bid in 2013 and later, is running for her second term, this time without party affiliation, and is unopposed. Incumbent councilmembers Marc Leckstein, a Democrat, and Jack Keeler, a Republican, are unopposed.

Only two candidates are on the ballot for the borough’s three seats on the Oceanport board of ed.

SHREWSBURY BOROUGH has incumbent Republican councilmembers Jeff DeSalvo and Don Eddy up for re-election without challenge, and just one name on the ballot for three seats on the borough board of ed.

More Monmouth County ballots are posted here.