West River Road is shut between First and Third Streets as Rumson police respond to a bomb threat at a bank.

Police have surrounded a Bank of America branch on West River Road in Rumson in response to a report of a bomb threat.

Authorities were still arriving on the scene at 4:45p, and a bomb squad truck had been called up.

A police scanner report said an individual with a brown leather suitcase was threatening to blow up the bank.

A woman on the scene told redbankgreen that she saw police had guns drawn and may have had a suspect in custody.

“When you see a gun in Rumson, it’s scary,” said borough resident Liz Kelleher, who had been shopping across the street at Brennan’s delicatessen with her daughter and a friend.